Menu
19/08/2003
Trading Standards warn of credit ratings fraud
The Department of Enterprise, Trade and Investment’s Trading Standards Service (TSS) has advised caution in relation to advertisements offering to clean credit reference files or restore credit ratings.
The ads, generally found in the small advertisements sections at the back of newspapers and magazines, claim to help people who have been refused credit by re-establishing credit ratings and even having county court judgements removed from credit reference files.
Jimmy Hughes from TSS said: "We recommend that anyone with a poor credit history should check their own files with the Information Commissioner. The steps for doing that are explained in a free booklet available from Trading Standards Service."
Mr Hughes explained that such adverts sometimes offer to obtain a credit card for consumers. On application the consumer can find that an advance fee of £25 or more is required. Some applicants have also received nothing for their money and are having difficulty in getting their fee returned.
In these circumstances the fee is returnable on a written request within six months less a deduction of £5.00.
Anyone in this position and seeking further advice should contact the Trading Standards Service on 028 9025 3900 or e-mail tss@detini.gov.uk.
(MB)
The ads, generally found in the small advertisements sections at the back of newspapers and magazines, claim to help people who have been refused credit by re-establishing credit ratings and even having county court judgements removed from credit reference files.
Jimmy Hughes from TSS said: "We recommend that anyone with a poor credit history should check their own files with the Information Commissioner. The steps for doing that are explained in a free booklet available from Trading Standards Service."
Mr Hughes explained that such adverts sometimes offer to obtain a credit card for consumers. On application the consumer can find that an advance fee of £25 or more is required. Some applicants have also received nothing for their money and are having difficulty in getting their fee returned.
In these circumstances the fee is returnable on a written request within six months less a deduction of £5.00.
Anyone in this position and seeking further advice should contact the Trading Standards Service on 028 9025 3900 or e-mail tss@detini.gov.uk.
(MB)
Related Northern Ireland News Stories
Click here for the latest headlines.
02 July 2024
Executive Accused Of 'Shameless And Shocking Politicisation Of The Civil Service'
The SDLP has accused the Executive of a "shameless and shocking politicisation of the civil service" by forcing through a monitoring round just three days ahead of the General Election.
Executive Accused Of 'Shameless And Shocking Politicisation Of The Civil Service'
The SDLP has accused the Executive of a "shameless and shocking politicisation of the civil service" by forcing through a monitoring round just three days ahead of the General Election.
08 August 2024
PSNI To Increase Police Numbers Across Belfast
The PSNI is to increase the number of officers on active patrol following a number of days of street violence and disorder across Belfast. The police service has also submitted a formal request to the National Police Co-ordination Centre (NPCC) for additional officers from across the United Kingdom to support the policing operation.
PSNI To Increase Police Numbers Across Belfast
The PSNI is to increase the number of officers on active patrol following a number of days of street violence and disorder across Belfast. The police service has also submitted a formal request to the National Police Co-ordination Centre (NPCC) for additional officers from across the United Kingdom to support the policing operation.
31 July 2024
All-Island Strategic Rail Review Final Report Published
The Final Report of the proposed All-Island Strategic Rail Review has been jointly published by the Department for Infrastructure (DfI) and Ireland's Department of Transport.
All-Island Strategic Rail Review Final Report Published
The Final Report of the proposed All-Island Strategic Rail Review has been jointly published by the Department for Infrastructure (DfI) and Ireland's Department of Transport.
01 July 2024
PSNI Launches Safer Summer Together Campaign
The Police Service of Northern Ireland has initiated its Safer Summer Together campaign, urging the public to enjoy summer responsibly while remaining vigilant about safety concerns.
PSNI Launches Safer Summer Together Campaign
The Police Service of Northern Ireland has initiated its Safer Summer Together campaign, urging the public to enjoy summer responsibly while remaining vigilant about safety concerns.
07 December 2011
Public Warned Over 'Bad Santa' Scams
The public are being urged to be wary of festive scams - and to think before they hand over bank details or credit card information. As Christmas approaches, the Department of Enterprise, Trade and Investment's Trading Standards Service (TSS) is urging consumers to be on their guard against the top five most likely festive scams of 2011.
Public Warned Over 'Bad Santa' Scams
The public are being urged to be wary of festive scams - and to think before they hand over bank details or credit card information. As Christmas approaches, the Department of Enterprise, Trade and Investment's Trading Standards Service (TSS) is urging consumers to be on their guard against the top five most likely festive scams of 2011.
-
Northern Ireland WeatherThis Evening and Tonight:A fine end to the day with sunny then clear skies but some low cloud and fog forming, especially in the east overnight. Winds will be light. Minimum temperature 8 °C.
