New Law To Tackle Uninsured Drivers

A public consultation has been launched today on new proposals that could make it illegal to be in possession of an uninsured vehicle, as opposed to current regulations that only prohibit driving without insurance.

Environment Minister Mark H Durkan announced the proposed 'Continuous Insurance Enforcement scheme', which his department says could lead to a 20% reduction in uninsured driving and, consequently, a reduction in insurance premiums.

"More than 33,000 drivers in Northern Ireland are flouting the law by driving without insurance," Minister Durkan said. "There is evidence that uninsured drivers are more likely to be involved in road traffic collisions and to be engaged in other criminal activity. Research also suggests that most offenders without insurance will not have valid MOT tests or motor tax, with many also having no driving licence or a previous ban.

"I have made it clear to the insurance industry as part of my work to tackle the high costs of motor insurance premiums here, that interventions which reduce uninsured driving must be reflected in lower premiums. I am pleased to say the insurers have committed to taking this action. This is great news for law-abiding motorists who are currently paying £15 - £30 extra every year in their motor insurance premium to cover the cost of uninsured drivers.

Actions taken against those with an uninsured vehicle under the new law would include warnings, fines, prosecution and, potentially, vehicle clamping and seizure.

(IT/MH)